Can I Qualify For SSI if I'm Already Receiving SSDI?

Home » Law Blog » Can I Qualify For SSI if I'm Already Receiving SSDI?

There are some cases where people who are receiving SSDI (Social Security Disability Income) can also receive SSI (Supplemental Security Income. People who receive both SSDI and SSI receive "concurrent" benefits.

Qualifying for SSDI

You must have a "disability." SSI defines disability as – "any condition that is severe enough to prevent you from working for 12 months or more."

You also need to show you have enough work credits to be eligible for SSDI.  Generally, you need to show you worked for at least five of the prior ten years. You also need to show you earned a certain income level and had taxes withheld from your pay.

Qualifying for SSI

This program is for disabled, blind, and the elderly (65 and older) individuals. Payments are not tied to your prior earnings or work history. Eligibility is based on your income, assets, and any financial aid you or your spouse receives. You must also be a US citizen or national (there are some alien categories) and meet specific residency requirements. Other conditions also apply.

When SSI reviews your income, they'll examine your Social Security benefits, unemployment benefits, VA benefits, workers' comp benefits, and other benefits.

SSI uses the same definition for a disability that SSDI uses.

Qualifying for both SSDI and SSI

Generally, to qualify for SSI and SSDI, your income, including your SSDI benefit, must be less than $794 (for 2021) per month for one person and $1,191 for a couple. The limit does vary by state. If you're working, some (but not necessarily all) of your income doesn't count toward the limit. SSI, unlike SSDI, also reviews your assets. You won't qualify for both governmental benefits if the value of your assets is too high.

For example, if your SSDI benefit is $500 per month, you can apply for $294 in SSI benefits – provided you don't have significant assets or other income.

SSDI has a five-month waiting period – the time you need to wait until the government pays your SSDI benefit. During this five-month waiting period, you may also be entitled to SSI benefits, even if you have a small income. Once you start receiving your SSDI payments, an adjustment to your SSI benefits is made.

There is an important consideration.

  • People who are eligible for SSI benefits are eligible for Medicaid.
  • People eligible for SSDI benefits are eligible for Medicare after waiting two years from the date your eligibility starts.
  • Generally, it's easier to see a Medicare provider through Medicaid typically pays more than Medicare.

Typically, if you worked for 5 of the past ten years, you've accumulated some assets - or receive an SSDI monthly payment more than the $794/$1,191 limit. But not always. Contact Wren Law Firm for help applying for Social Security Benefits!

Why Choose Wren Law Firm?

We began our law firm in 1997 to provide our community with the best legal consultation of any firm in the state of Arkansas. We know you have many options when it comes to legal representation, contact us now to learn how we can help you. 

24/7 Service

Injuries can happen at any time of day. We have 24/7 phone service so that you can feel secure in your time of need. Call Wren Law Firm at 501-523-1000 or toll free at 800-300-1775.


With over 20 years of experience in injury and employment law, we provide the highest level of expertise to all of our clients.

Risk Free

We believe nobody should have to worry about whether they can afford attorney representation. Therefore, We only get paid when we obtain a settlement for you.

Free Consultation

Unsure where to start? Call Wren Law Firm at 501-523-1000 or toll free at 800-300-1775 and we will evaluate your case to give you the best legal advice and next steps.

Get a Free Consultation

  • This field is for validation purposes and should be left unchanged.


Toll Free: 800-300-1775
Direct: 501-523-1000
Fax: 501-223-5309


Wren Law Firm
11300 Executive Center Dr.
Suite A
Little Rock, AR 72211


We are open 24/7!
© Wren Law Firm 2024 | All Rights Reserved | Designed By Chris Wendel
Español? envelope-ophonecross